Terms of Service

Last Updated: February 2026

Please read these Terms of Service ("Terms") carefully before using the Assetly mobile application ("the App"). By accessing or using the App, you agree to be bound by these Terms.

1. Acceptance of Terms

By downloading, installing, or using Assetly, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the App.

2. Description of Service

Assetly is a portfolio tracking and investment analysis tool that allows you to:

⚠️ Not Financial Advice

IMPORTANT: Assetly is a tool for tracking and analyzing investments. It does NOT provide financial, investment, tax, or legal advice. All investment decisions are your sole responsibility. Consult qualified professionals before making investment decisions.

3. User Accounts

3.1 Account Creation

To use certain features, you must create an account using Google Sign In or Apple Sign In. You are responsible for:

3.2 Eligibility

You must be at least 18 years old to use Assetly. By using the App, you represent that you meet this age requirement.

4. Market Data & Accuracy

4.1 Data Sources

Market data is aggregated from multiple third-party financial data providers including Finnhub and others. We do not control these sources and cannot guarantee their accuracy or availability.

4.2 No Warranty of Accuracy

We provide data "as-is" without warranties. Specifically:

4.3 Real-Time Data

While we provide real-time price updates via WebSocket connections, actual data delivery depends on third-party providers and network conditions. Some delays may occur.

5. Premium Features & Subscriptions

5.1 Free vs. Premium

Assetly offers both free and premium features. Premium features require a subscription and include:

5.2 Subscription Terms

6. Pulse Tab & Third-Party Content

6.1 Overview

The Pulse tab aggregates third-party content including social sentiment data sourced from StockTwits and market news headlines sourced from financial news providers such as CNBC, Benzinga, and others ("Third-Party Content"). By using the Pulse tab you acknowledge and agree to the following.

6.2 Not Financial Advice

Social sentiment scores, bullish/bearish indicators, and news headlines displayed in the Pulse tab are for informational purposes only and do not constitute financial, investment, or trading advice of any kind. Nuage Digital Ltd expressly disclaims all liability for any investment decision made in reliance on Pulse content.

6.3 Third-Party Sources & Attribution

6.4 Accuracy & Timeliness

Sentiment data is generated algorithmically by aggregating user-generated posts and may not reflect actual market conditions or the views of professional analysts. News content is provided in summary or headline form and may not reflect the full context of the original article. We make no representations as to the accuracy, completeness, or timeliness of any Pulse content.

6.5 No Endorsement

The display of any news article, sentiment score, or social post does not constitute an endorsement by Nuage Digital Ltd of the views, opinions, or recommendations contained therein.

6.6 User-Generated Content & Language

The Pulse tab displays posts and commentary sourced from StockTwits, which is a public social platform. This content is created by third-party users and may contain language, opinions, or material that some users find offensive or inappropriate. Assetly does not moderate, filter, or pre-screen StockTwits posts and is not responsible for the content, tone, or language of any user-generated content displayed.

If you encounter content that violates StockTwits' Community Guidelines, please report it directly to StockTwits. Assetly reserves the right to restrict or disable Pulse features if content is found to violate applicable laws.

6.7 Limitation of Liability

To the maximum extent permitted by law, Nuage Digital Ltd shall not be liable for any loss or damage arising from your reliance on Pulse content, including but not limited to investment losses, inaccurate sentiment data, delayed or incomplete news information, or exposure to offensive user-generated content.

7. Prohibited Uses

You agree NOT to:

9. Intellectual Property

All content, features, and functionality of Assetly are owned by us and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission.

10. Disclaimers & Limitations of Liability

🚨 Critical Disclaimers

NO WARRANTY: The App is provided "as-is" and "as available" without warranties of any kind, express or implied.

INVESTMENT RISK: All investments carry risk of loss. Past performance does not predict future results. We are not responsible for investment losses.

DATA ACCURACY: We make no guarantees about data accuracy, completeness, or timeliness. Market data may contain errors or delays.

LIMITATION OF LIABILITY: To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the App, including but not limited to:

11. Indemnification

You agree to indemnify and hold harmless Assetly and its developers from any claims, damages, losses, or expenses (including legal fees) arising from:

12. Service Modifications

We reserve the right to:

13. Termination

We may terminate or suspend your access immediately, without notice, for:

Upon termination, your data will be deleted according to our Privacy Policy.

14. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.

15. Contact Information

For questions about these Terms:

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Assetly regarding use of the App.